Side-by-side · Q2 2026 data
Safe 1 Credit Union vs 1st United Credit Union
Metric by metric
| Measure | Safe 1 Credit Union | 1st United Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 90 (stronger) | 50 |
| Funding & liquidity | 68 | 87 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 98th | 82nd |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $963.8M | $1.1B |
| Capital ratio | 16.03% (stronger) | 12.16% |
| Problem loans | 0.37% | 0.25% (stronger) |
| Net charge-offs | 0.40% | 0.27% (stronger) |
| Return on assets | 1.74% (stronger) | 0.75% |
| Loans ÷ deposits | 92.4% | 73.6% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 10.7% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Safe 1 Credit Union has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Safe 1 Credit Union leads on 4 and 1st United Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.