Side-by-side · Q2 2026 data
Safe 1 Credit Union vs Prestige Community Credit Union
Metric by metric
| Measure | Safe 1 Credit Union | Prestige Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 90 (stronger) | 42 |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 98th | 16th |
| Total assets | $1.2B | $118.8M |
| Deposits / shares | $963.8M | $106.5M |
| Capital ratio | 16.03% (stronger) | 8.90% |
| Problem loans | 0.37% (stronger) | 0.81% |
| Net charge-offs | 0.40% (stronger) | 1.12% |
| Return on assets | 1.74% (stronger) | 0.54% |
| Loans ÷ deposits | 92.4% | 86.6% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 13.3% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Safe 1 Credit Union has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Safe 1 Credit Union leads on 6 and Prestige Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.