TellerScore

Side-by-side · Q2 2026 data

Safe Credit Union vs Technology Credit Union

Credit union

Safe Credit Union

Folsom, California · $1 billion – $10 billion

71of 100
Strong

Credit union

Technology Credit Union

San Jose, California · $1 billion – $10 billion

62of 100
Moderate

Metric by metric

MeasureSafe Credit UnionTechnology Credit Union
TellerScore71 (stronger)62
Capital cushion5863 (stronger)
Loan quality83 (stronger)81
Earnings59 (stronger)24
Funding & liquidity80 (stronger)61
Problem-loan coverage93 (stronger)92
Peer percentile62nd30th
Total assets$4.4B$4.5B
Deposits / shares$3.9B$3.6B
Capital ratio10.82%11.32% (stronger)
Problem loans0.52% (stronger)0.57%
Net charge-offs0.29% (stronger)0.77%
Return on assets0.97% (stronger)0.11%
Loans ÷ deposits79.9% (stronger)93.2%
Uninsured deposits0.1% (stronger)21.0%
Offices1811
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)10.1%20.5%

Safe Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Safe Credit Union leads on 6 and Technology Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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