Side-by-side · Q2 2026 data
Safe Federal Credit Union vs Sharonview Federal Credit Union
Credit union
Sharonview Federal Credit Union
Fort Mill, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Safe Federal Credit Union | Sharonview Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 44 |
| Capital cushion | 60 (stronger) | 26 |
| Loan quality | 79 (stronger) | 61 |
| Earnings | 71 (stronger) | 11 |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 92 (stronger) | 72 |
| Peer percentile | 70th | 3rd |
| Total assets | $2.0B | $1.3B |
| Deposits / shares | $1.7B | $1.2B |
| Capital ratio | 10.97% (stronger) | 7.63% |
| Problem loans | 0.63% (stronger) | 1.18% |
| Net charge-offs | 1.24% | 0.78% (stronger) |
| Return on assets | 1.27% (stronger) | -0.23% |
| Loans ÷ deposits | 79.1% (stronger) | 80.3% |
| Uninsured deposits | 8.7% (stronger) | 9.6% |
| Offices | 12 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 50.3% |
Safe Federal Credit Union has the higher TellerScore (73 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Safe Federal Credit Union leads on 6 and Sharonview Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.