Side-by-side · Q2 2026 data
Safe Federal Credit Union vs South Carolina National Guard Federal Credit Union
Credit union
South Carolina National Guard Federal Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Safe Federal Credit Union | South Carolina National Guard Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 99 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 79 | 96 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 70th | 99th |
| Total assets | $2.0B | $98.3M |
| Deposits / shares | $1.7B | $73.7M |
| Capital ratio | 10.97% | 26.61% (stronger) |
| Problem loans | 0.63% | 0.13% (stronger) |
| Net charge-offs | 1.24% | 0.16% (stronger) |
| Return on assets | 1.27% | 2.26% (stronger) |
| Loans ÷ deposits | 79.1% | 45.4% (stronger) |
| Uninsured deposits | 8.7% | 3.6% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | — |
South Carolina National Guard Federal Credit Union has the higher TellerScore (99 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Safe Federal Credit Union leads on 0 and South Carolina National Guard Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbia, SC
- Eastover, SC