TellerScore

South Carolina National Guard Federal Credit Union is a federal credit union headquartered in Columbia, South Carolina, in business for about 60 years. At the end of Q2 2026 it reported $98.3M in total assets and $73.7M in member shares and deposits, with 2 offices.

South Carolina National Guard Federal Credit Union has a TellerScore of 99 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 1st. Its five components are fairly even, ranging from 96 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.61%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.13%
Earnings100/100
Return on assets (annualized): 2.26%
Funding & liquidity100/100
Loans ÷ shares: 45.4% · 3.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (97 → 99), mostly because the loan quality component improved by 7 points.

TellerScore
959799Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202498
Q3 202497
Q4 202495
Q1 202596
Q2 202597
Q3 202598
Q4 202599
Q1 202699
Q2 202699
Net worth ratio
7.00%16.80%26.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202424.29%
Q3 202425.02%
Q4 202424.55%
Q1 202525.25%
Q2 202525.75%
Q3 202525.72%
Q4 202525.32%
Q1 202626.25%
Q2 202626.61%
Delinquent loans (60+ days)
0.13%0.38%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.29%
Q4 20240.63%
Q1 20250.52%
Q2 20250.34%
Q3 20250.25%
Q4 20250.13%
Q1 20260.17%
Q2 20260.13%
Return on assets
2.20%2.47%2.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.74%
Q3 20242.65%
Q4 20242.50%
Q1 20252.34%
Q2 20252.42%
Q3 20252.34%
Q4 20252.25%
Q1 20262.20%
Q2 20262.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$98.3M26.61%0.13%2.26%45.4%
Q1 202699$97.4M26.25%0.17%2.20%46.8%
Q4 202599$98.9M25.32%0.13%2.25%45.9%
Q3 202598$95.2M25.72%0.25%2.34%48.1%
Q2 202597$93.0M25.75%0.34%2.42%49.9%
Q1 202596$92.5M25.25%0.52%2.34%50.1%
Q4 202495$93.0M24.55%0.63%2.50%49.5%
Q3 202497$89.0M25.02%0.29%2.65%53.0%
Q2 202498$89.4M24.29%0.27%2.74%52.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.61%
91st
Problem loans0.13%
78th
Net charge-offs0.16%
51st
Return on assets2.26%
96th
Loans to deposits45.4%
70th
Uninsured deposits3.6%
31st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Santee Cooper Credit UnionCredit union Moncks Corner, SC82 out of 100, Strong$95.9M15.0%0.97%vs
Curis Financial Credit UnionCredit union Columbia, SC82 out of 100, Strong$84.3M23.5%0.59%vs
Latitude 32 Federal Credit UnionCredit union Charleston, SC88 out of 100, Very strong$69.5M14.8%0.39%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Neighbors United Federal Credit UnionCredit union Greenwood, SC60 out of 100, Moderate$64.0M12.6%1.27%vs

Deposit insurance

Is my money safe at South Carolina National Guard Federal Credit Union?

Yes. South Carolina National Guard Federal Credit Union is a federally insured credit union (NCUA charter #17636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

South Carolina National Guard Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
South Carolina National Guard Federal Credit Union
Type
Federal credit union
NCUA charter #
17636
RSSD ID
114680
Primary regulator
NCUA
Established
1966
Headquarters
Po Box 9366, Columbia, SC 29290
Employees
17

Quick answers

South Carolina National Guard Federal Credit Union: common questions

Is South Carolina National Guard Federal Credit Union NCUA insured?

Yes. South Carolina National Guard Federal Credit Union is a federally insured credit union (NCUA charter #17636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is South Carolina National Guard Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does South Carolina National Guard Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Allsouth Federal Credit UnionCredit union Columbia, SC93 out of 100, Very strong$1.5B19.6%0.41%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Columbia Post Office Credit UnionCredit union Columbia, SC89 out of 100, Very strong$25.2M24.3%0.28%vs
Curis Financial Credit UnionCredit union Columbia, SC82 out of 100, Strong$84.3M23.5%0.59%vs
Palmetto Citizens Federal Credit UnionCredit union Columbia, SC80 out of 100, Strong$1.5B13.5%1.11%vs