Side-by-side · Q2 2026 data
Salem Co-operative Bank vs First Seacoast Bank
Metric by metric
| Measure | Salem Co-operative Bank | First Seacoast Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 58 |
| Capital cushion | 69 (stronger) | 39 |
| Loan quality | 91 | 99 (stronger) |
| Earnings | 30 (stronger) | 16 |
| Funding & liquidity | 50 | 58 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 34th | 16th |
| Total assets | $580.0M | $576.3M |
| Deposits / shares | $405.9M | $472.1M |
| Capital ratio | 11.89% (stronger) | 8.92% |
| Problem loans | 0.26% | 0.03% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 0.25% (stronger) | -0.09% |
| Loans ÷ deposits | 119.0% | 88.6% (stronger) |
| Uninsured deposits | 15.3% (stronger) | 27.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 20.3% |
Salem Co-operative Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Salem Co-operative Bank leads on 4 and First Seacoast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.