Side-by-side · Q2 2026 data
Salem Co-operative Bank vs The Millyard Bank
Metric by metric
| Measure | Salem Co-operative Bank | The Millyard Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 69 (stronger) | 47 |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 30 | 46 (stronger) |
| Funding & liquidity | 50 | 63 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 34th | 17th |
| Total assets | $580.0M | $333.2M |
| Deposits / shares | $405.9M | $276.2M |
| Capital ratio | 11.89% (stronger) | 9.70% |
| Problem loans | 0.26% (stronger) | 0.85% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.25% | 0.64% (stronger) |
| Loans ÷ deposits | 119.0% | 94.5% (stronger) |
| Uninsured deposits | 15.3% (stronger) | 17.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | — |
Salem Co-operative Bank has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Salem Co-operative Bank leads on 4 and The Millyard Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.