Side-by-side · Q2 2026 data
San Angelo Federal Credit Union vs 1st Community Federal Credit Union
Metric by metric
| Measure | San Angelo Federal Credit Union | 1st Community Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 79 | 86 (stronger) |
| Loan quality | 76 (stronger) | 0 |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 93 (stronger) | 63 |
| Peer percentile | 75th | 16th |
| Total assets | $40.6M | $421.8M |
| Deposits / shares | $35.1M | $361.9M |
| Capital ratio | 12.88% | 13.63% (stronger) |
| Problem loans | 0.73% (stronger) | 3.73% |
| Net charge-offs | 0.25% (stronger) | 1.20% |
| Return on assets | 1.59% (stronger) | 1.14% |
| Loans ÷ deposits | 57.4% (stronger) | 76.5% |
| Uninsured deposits | 0.7% (stronger) | 6.8% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
San Angelo Federal Credit Union has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), San Angelo Federal Credit Union leads on 6 and 1st Community Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.