Side-by-side · Q2 2026 data
San Diego County Credit Union vs Patelco Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | San Diego County Credit Union | Patelco Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 93 (stronger) | 66 |
| Earnings | 42 (stronger) | 36 |
| Funding & liquidity | 94 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 95th | 25th |
| Total assets | $9.5B | $9.8B |
| Deposits / shares | $7.8B | $8.2B |
| Capital ratio | 19.82% (stronger) | 10.49% |
| Problem loans | 0.20% (stronger) | 1.03% |
| Net charge-offs | 0.09% (stronger) | 0.58% |
| Return on assets | 0.54% (stronger) | 0.41% |
| Loans ÷ deposits | 65.9% (stronger) | 86.3% |
| Uninsured deposits | 7.4% | 6.2% (stronger) |
| Offices | 25 | 35 |
| CFPB complaints (3 yrs) | 189 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 37.4% | 16.7% |
San Diego County Credit Union has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), San Diego County Credit Union leads on 6 and Patelco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.