Side-by-side · Q2 2026 data
San Juan Mountains Credit Union vs Northern Colorado Credit Union
Metric by metric
| Measure | San Juan Mountains Credit Union | Northern Colorado Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 60 (stronger) | 59 |
| Loan quality | 89 (stronger) | 64 |
| Earnings | 70 (stronger) | 33 |
| Funding & liquidity | 94 | 97 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 59th | 28th |
| Total assets | $61.3M | $76.3M |
| Deposits / shares | $54.3M | $67.9M |
| Capital ratio | 10.97% (stronger) | 10.85% |
| Problem loans | 0.33% (stronger) | 1.08% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 1.25% (stronger) | 0.33% |
| Loans ÷ deposits | 66.6% | 63.7% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 12.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
San Juan Mountains Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), San Juan Mountains Credit Union leads on 6 and Northern Colorado Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.