Side-by-side · Q2 2026 data
San Juan Mountains Credit Union vs Peoples Credit Union
Metric by metric
| Measure | San Juan Mountains Credit Union | Peoples Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 70 | 83 (stronger) |
| Funding & liquidity | 94 (stronger) | 55 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 59th | 87th |
| Total assets | $61.3M | $75.0M |
| Deposits / shares | $54.3M | $60.0M |
| Capital ratio | 10.97% | 19.42% (stronger) |
| Problem loans | 0.33% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.25% | 1.57% (stronger) |
| Loans ÷ deposits | 66.6% (stronger) | 104.9% |
| Uninsured deposits | 7.8% | 2.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), San Juan Mountains Credit Union leads on 2 and Peoples Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.