Side-by-side · Q2 2026 data
San Luis Valley Federal Bank vs First FarmBank
Metric by metric
| Measure | San Luis Valley Federal Bank | First FarmBank |
|---|---|---|
| TellerScore | 87 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 95 (stronger) | 71 |
| Earnings | 65 | 72 (stronger) |
| Funding & liquidity | 66 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 91st | 50th |
| Total assets | $390.2M | $384.4M |
| Deposits / shares | $317.9M | $327.1M |
| Capital ratio | 17.98% (stronger) | 12.29% |
| Problem loans | 0.15% (stronger) | 0.88% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.13% | 1.29% (stronger) |
| Loans ÷ deposits | 88.4% (stronger) | 89.4% |
| Uninsured deposits | 20.6% (stronger) | 25.5% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), San Luis Valley Federal Bank leads on 6 and First FarmBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.