Side-by-side · Q2 2026 data
Santa Ana Federal Credit Union vs Huntington Beach Credit Union
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Credit union
Huntington Beach Credit Union
Huntington Beac, California · Under $100 million in assets
Metric by metric
| Measure | Santa Ana Federal Credit Union | Huntington Beach Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 85 (stronger) | 81 |
| Loan quality | 98 (stronger) | 82 |
| Earnings | 81 (stronger) | 74 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 95th | 75th |
| Total assets | $111.6M | $56.4M |
| Deposits / shares | $95.7M | $48.8M |
| Capital ratio | 13.47% (stronger) | 13.05% |
| Problem loans | 0.06% (stronger) | 0.54% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.52% (stronger) | 1.35% |
| Loans ÷ deposits | 70.6% | 35.7% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 9.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Santa Ana Federal Credit Union leads on 6 and Huntington Beach Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.