Side-by-side · Q2 2026 data
Santa Fe Federal Credit Union vs First Financial Credit Union
Credit union
First Financial Credit Union
Albuquerque, New Mexico · $1 billion – $10 billion
Metric by metric
| Measure | Santa Fe Federal Credit Union | First Financial Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 50 |
| Capital cushion | 79 (stronger) | 31 |
| Loan quality | 84 (stronger) | 53 |
| Earnings | 28 | 32 (stronger) |
| Funding & liquidity | 87 (stronger) | 86 |
| Problem-loan coverage | 95 (stronger) | 77 |
| Peer percentile | 60th | 6th |
| Total assets | $214.8M | $1.1B |
| Deposits / shares | $184.2M | $1.0B |
| Capital ratio | 12.90% (stronger) | 8.12% |
| Problem loans | 0.48% (stronger) | 1.40% |
| Net charge-offs | 1.05% | 0.74% (stronger) |
| Return on assets | 0.20% | 0.29% (stronger) |
| Loans ÷ deposits | 73.1% (stronger) | 73.8% |
| Uninsured deposits | 8.6% | 6.0% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Santa Fe Federal Credit Union has the higher TellerScore (73 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Santa Fe Federal Credit Union leads on 4 and First Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.