Side-by-side · Q2 2026 data
Sarco Federal Credit Union vs Aac Credit Union
Metric by metric
| Measure | Sarco Federal Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 84 (stronger) | 78 |
| Funding & liquidity | 74 | 85 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 70th | 95th |
| Total assets | $9.4M | $212.4M |
| Deposits / shares | $7.2M | $158.1M |
| Capital ratio | 23.41% | 24.16% (stronger) |
| Problem loans | 1.22% | 0.36% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.61% (stronger) | 1.46% |
| Loans ÷ deposits | 86.7% | 75.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.3% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Sarco Federal Credit Union leads on 3 and Aac Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.