Side-by-side · Q2 2026 data
Sauk Valley Bank & Trust Company vs 1st Gateway Credit Union
Metric by metric
| Measure | Sauk Valley Bank & Trust Company | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 57 | 80 (stronger) |
| Capital cushion | 38 | 91 (stronger) |
| Loan quality | 71 | 88 (stronger) |
| Earnings | 52 | 54 (stronger) |
| Funding & liquidity | 59 | 72 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 14th | 78th |
| Total assets | $790.8M | $170.9M |
| Deposits / shares | $670.1M | $146.9M |
| Capital ratio | 8.84% | 14.08% (stronger) |
| Problem loans | 0.87% | 0.35% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.24% |
| Return on assets | 0.81% | 0.84% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 88.3% |
| Uninsured deposits | 33.5% | 3.1% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Sauk Valley Bank & Trust Company leads on 2 and 1st Gateway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.