Side-by-side · Q2 2026 data
Savannah Bank National Association vs Gouverneur Savings and Loan Association
Metric by metric
| Measure | Savannah Bank National Association | Gouverneur Savings and Loan Association |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 39 | 95 (stronger) |
| Loan quality | 92 (stronger) | 67 |
| Earnings | 47 (stronger) | 45 |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 31st | 57th |
| Total assets | $187.2M | $198.9M |
| Deposits / shares | $170.3M | $157.6M |
| Capital ratio | 8.92% | 14.53% (stronger) |
| Problem loans | 0.23% (stronger) | 1.00% |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 0.66% (stronger) | 0.62% |
| Loans ÷ deposits | 52.8% (stronger) | 85.8% |
| Uninsured deposits | 33.9% | 13.9% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.9% |
Gouverneur Savings and Loan Association has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Savannah Bank National Association leads on 4 and Gouverneur Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.