Side-by-side · Q2 2026 data
Savannah Postal Credit Union vs Interstate Credit Union
Metric by metric
| Measure | Savannah Postal Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 63 |
| Problem-loan coverage | 61 | 92 (stronger) |
| Peer percentile | 22nd | 94th |
| Total assets | $24.6M | $410.9M |
| Deposits / shares | $20.7M | $341.0M |
| Capital ratio | 15.05% | 15.85% (stronger) |
| Problem loans | 5.80% | 0.54% (stronger) |
| Net charge-offs | 0.84% | 0.32% (stronger) |
| Return on assets | 0.57% | 2.43% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 97.0% |
| Uninsured deposits | 6.2% (stronger) | 6.8% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Savannah Postal Credit Union leads on 2 and Interstate Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.