Side-by-side · Q2 2026 data
Savannah Postal Credit Union vs Southern Pine Credit Union
Metric by metric
| Measure | Savannah Postal Credit Union | Southern Pine Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 43 | 58 (stronger) |
| Funding & liquidity | 99 (stronger) | 83 |
| Problem-loan coverage | 61 | 96 (stronger) |
| Peer percentile | 22nd | 70th |
| Total assets | $24.6M | $27.6M |
| Deposits / shares | $20.7M | $20.9M |
| Capital ratio | 15.05% | 23.71% (stronger) |
| Problem loans | 5.80% | 0.79% (stronger) |
| Net charge-offs | 0.84% | 0.00% (stronger) |
| Return on assets | 0.57% | 0.95% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 77.0% |
| Uninsured deposits | 6.2% | 0.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Pine Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Savannah Postal Credit Union leads on 1 and Southern Pine Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.