Side-by-side · Q2 2026 data
Savers Co-operative Bank vs Middlesex Savings Bank
Metric by metric
| Measure | Savers Co-operative Bank | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 40 | 79 (stronger) |
| Capital cushion | 63 | 84 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 47 | 49 (stronger) |
| Funding & liquidity | 47 | 80 (stronger) |
| Problem-loan coverage | 50 | 97 (stronger) |
| Peer percentile | 2nd | 88th |
| Total assets | $783.2M | $6.1B |
| Deposits / shares | $562.3M | $5.2B |
| Capital ratio | 11.30% | 13.44% (stronger) |
| Problem loans | 3.64% | 0.33% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.68% | 0.72% (stronger) |
| Loans ÷ deposits | 107.4% | 72.5% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 22.4% |
| Offices | 6 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Savers Co-operative Bank leads on 1 and Middlesex Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.