Side-by-side · Q2 2026 data
Savings Bank vs Farmers Savings Bank
Metric by metric
| Measure | Savings Bank | Farmers Savings Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 86 (stronger) | 60 |
| Loan quality | 89 (stronger) | 38 |
| Earnings | 78 (stronger) | 54 |
| Funding & liquidity | 49 | 88 (stronger) |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 77th | 17th |
| Total assets | $304.8M | $299.1M |
| Deposits / shares | $242.1M | $260.2M |
| Capital ratio | 13.60% (stronger) | 10.99% |
| Problem loans | 0.32% (stronger) | 1.87% |
| Net charge-offs | 0.66% | 0.01% (stronger) |
| Return on assets | 1.44% (stronger) | 0.85% |
| Loans ÷ deposits | 93.8% | 69.2% (stronger) |
| Uninsured deposits | 30.9% | 17.8% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank leads on 4 and Farmers Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.