Side-by-side · Q2 2026 data
Savings Bank vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Savings Bank | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 54 |
| Capital cushion | 86 (stronger) | 39 |
| Loan quality | 89 (stronger) | 68 |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 49 | 72 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 77th | 10th |
| Total assets | $304.8M | $143.2M |
| Deposits / shares | $242.1M | $128.7M |
| Capital ratio | 13.60% (stronger) | 8.95% |
| Problem loans | 0.32% (stronger) | 0.96% |
| Net charge-offs | 0.66% | 0.37% (stronger) |
| Return on assets | 1.44% (stronger) | 0.28% |
| Loans ÷ deposits | 93.8% | 87.8% (stronger) |
| Uninsured deposits | 30.9% | 4.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank leads on 4 and Leading Edge Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.