Side-by-side · Q2 2026 data
Sca Federal Credit Union vs Midwest America Federal Credit Union
Credit union
Sca Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Sca Federal Credit Union | Midwest America Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 73 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 95th | 86th |
| Total assets | $17.4M | $1.0B |
| Deposits / shares | $14.2M | $846.4M |
| Capital ratio | 19.67% (stronger) | 14.80% |
| Problem loans | 0.09% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 1.34% (stronger) | 1.14% |
| Loans ÷ deposits | 49.1% (stronger) | 92.2% |
| Uninsured deposits | 1.9% (stronger) | 7.0% |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.2% |
Sca Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sca Federal Credit Union leads on 7 and Midwest America Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.