Side-by-side · Q2 2026 data
Schlumberger Employees Credit Union vs First Service Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Schlumberger Employees Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 93 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 98th | 36th |
| Total assets | $935.8M | $1.5B |
| Deposits / shares | $698.6M | $1.3B |
| Capital ratio | 25.28% (stronger) | 10.94% |
| Problem loans | 0.57% (stronger) | 0.62% |
| Net charge-offs | 0.23% (stronger) | 0.84% |
| Return on assets | 1.81% (stronger) | 0.49% |
| Loans ÷ deposits | 39.5% (stronger) | 93.2% |
| Uninsured deposits | 12.6% | 11.7% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 11.1% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Schlumberger Employees Credit Union leads on 6 and First Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.