Side-by-side · Q2 2026 data
Schlumberger Employees Credit Union vs Southern Star Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Schlumberger Employees Credit Union | Southern Star Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 81 (stronger) | 38 |
| Earnings | 93 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 98th | 17th |
| Total assets | $935.8M | $17.7M |
| Deposits / shares | $698.6M | $15.5M |
| Capital ratio | 25.28% (stronger) | 13.24% |
| Problem loans | 0.57% (stronger) | 1.87% |
| Net charge-offs | 0.23% (stronger) | 0.31% |
| Return on assets | 1.81% (stronger) | -0.82% |
| Loans ÷ deposits | 39.5% (stronger) | 55.5% |
| Uninsured deposits | 12.6% | 4.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Schlumberger Employees Credit Union leads on 6 and Southern Star Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.