Side-by-side · Q2 2026 data
School District 3 Federal Credit Union vs One Thirteen Credit Union
Credit union
School District 3 Federal Credit Union
Colorado Spring, Colorado · Under $100 million in assets
Credit union
One Thirteen Credit Union
Colorado Spring, Colorado · Under $100 million in assets
Metric by metric
| Measure | School District 3 Federal Credit Union | One Thirteen Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 43 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 100 (stronger) | 25 |
| Earnings | 54 (stronger) | 6 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 90th | 4th |
| Total assets | $36.0M | $8.5M |
| Deposits / shares | $30.2M | $7.7M |
| Capital ratio | 15.70% (stronger) | 9.38% |
| Problem loans | 0.00% (stronger) | 2.25% |
| Net charge-offs | -0.00% | -0.54% (stronger) |
| Return on assets | 0.84% (stronger) | -0.35% |
| Loans ÷ deposits | 55.0% (stronger) | 63.8% |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
School District 3 Federal Credit Union has the higher TellerScore (91 vs 43). On the 7 directional measures above (where higher or lower is clearly better), School District 3 Federal Credit Union leads on 5 and One Thirteen Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.