Side-by-side · Q2 2026 data
School Employees Credit Union vs 1st Class Express Credit Union
Credit union
School Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Credit union
1st Class Express Credit Union
Waukesha, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | School Employees Credit Union | 1st Class Express Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 53 | 64 (stronger) |
| Funding & liquidity | 76 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 83rd | 80th |
| Total assets | $2.4M | $2.1M |
| Deposits / shares | $2.0M | $1.6M |
| Capital ratio | 16.47% | 22.89% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% | -5.46% (stronger) |
| Return on assets | 0.82% | 1.10% (stronger) |
| Loans ÷ deposits | 84.0% (stronger) | 90.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
School Employees Credit Union has the higher TellerScore (87 vs 86). On the 6 directional measures above (where higher or lower is clearly better), School Employees Credit Union leads on 3 and 1st Class Express Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.