Side-by-side · Q2 2026 data
Schools Federal Credit Union vs Alta Vista Credit Union
Metric by metric
| Measure | Schools Federal Credit Union | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 69 (stronger) | 39 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 39 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 63rd | 24th |
| Total assets | $195.7M | $208.6M |
| Deposits / shares | $170.5M | $188.4M |
| Capital ratio | 11.91% (stronger) | 8.89% |
| Problem loans | 0.48% (stronger) | 0.51% |
| Net charge-offs | 0.63% | 0.53% (stronger) |
| Return on assets | 0.47% (stronger) | 0.19% |
| Loans ÷ deposits | 54.9% (stronger) | 68.5% |
| Uninsured deposits | 8.4% (stronger) | 13.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Schools Federal Credit Union has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Schools Federal Credit Union leads on 6 and Alta Vista Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.