Side-by-side · Q2 2026 data
Schoolsfirst Federal Credit Union vs Redwood Credit Union
Metric by metric
| Measure | Schoolsfirst Federal Credit Union | Redwood Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 45 | 83 (stronger) |
| Loan quality | 70 | 76 (stronger) |
| Earnings | 55 | 73 (stronger) |
| Funding & liquidity | 88 (stronger) | 69 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 52nd | 88th |
| Total assets | $37.2B | $10.7B |
| Deposits / shares | $32.0B | $9.3B |
| Capital ratio | 9.51% | 13.26% (stronger) |
| Problem loans | 0.91% | 0.72% (stronger) |
| Net charge-offs | 1.03% | 0.73% (stronger) |
| Return on assets | 0.87% | 1.34% (stronger) |
| Loans ÷ deposits | 72.0% (stronger) | 91.4% |
| Uninsured deposits | 11.2% (stronger) | 12.8% |
| Offices | 30 | 13 |
| CFPB complaints (3 yrs) | 389 | — |
| Complaints per $1B deposits | 12.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Schoolsfirst Federal Credit Union leads on 2 and Redwood Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.