Side-by-side · Q2 2026 data
Schuyler Savings Bank vs Liberty Bank of New Jersey
Metric by metric
| Measure | Schuyler Savings Bank | Liberty Bank of New Jersey |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 28 (stronger) | 0 |
| Funding & liquidity | 53 (stronger) | 50 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 50th | 53rd |
| Total assets | $151.2M | $107.4M |
| Deposits / shares | $118.0M | $58.7M |
| Capital ratio | 14.07% | 50.46% (stronger) |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.20% (stronger) | -2.47% |
| Loans ÷ deposits | 107.6% | 5.1% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 76.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank of New Jersey has the higher TellerScore (73 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Schuyler Savings Bank leads on 2 and Liberty Bank of New Jersey on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.