Side-by-side · Q2 2026 data
Schuyler Savings Bank vs Monroe Savings Bank
Metric by metric
| Measure | Schuyler Savings Bank | Monroe Savings Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 91 (stronger) | 90 |
| Loan quality | 88 (stronger) | 83 |
| Earnings | 28 | 47 (stronger) |
| Funding & liquidity | 53 | 61 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 50th | 64th |
| Total assets | $151.2M | $114.0M |
| Deposits / shares | $118.0M | $87.2M |
| Capital ratio | 14.07% (stronger) | 14.02% |
| Problem loans | 0.36% (stronger) | 0.52% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.20% | 0.68% (stronger) |
| Loans ÷ deposits | 107.6% | 98.9% (stronger) |
| Uninsured deposits | 11.4% | 10.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monroe Savings Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Schuyler Savings Bank leads on 3 and Monroe Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.