Side-by-side · Q2 2026 data
Science Park Federal Credit Union vs Regional Water Authority Employees Credit Union
Credit union
Science Park Federal Credit Union
New Haven, Connecticut · Under $100 million in assets
Credit union
Regional Water Authority Employees Credit Union
New Haven, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Science Park Federal Credit Union | Regional Water Authority Employees Credit Union |
|---|---|---|
| TellerScore | 54 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 26 (stronger) | 20 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 13th | 57th |
| Total assets | $3.7M | $5.7M |
| Deposits / shares | $2.9M | $4.9M |
| Capital ratio | 20.73% (stronger) | 12.57% |
| Problem loans | 3.08% | 0.00% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.61% |
| Return on assets | 0.16% (stronger) | 0.01% |
| Loans ÷ deposits | 87.5% | 27.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Regional Water Authority Employees Credit Union has the higher TellerScore (77 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Science Park Federal Credit Union leads on 3 and Regional Water Authority Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.