TellerScore

Science Park Federal Credit Union (NCUA charter #3790) is based in New Haven, Connecticut. Its Q2 2026 call report shows $3.7M in total assets and $2.9M in member shares and deposits and 1 office.

Science Park Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 56th. Capital cushion contributes the most (100/100, 20.73%); loan quality contributes the least (0/100, 3.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.73%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.08%
Earnings26/100
Return on assets (annualized): 0.16%
Funding & liquidity73/100
Loans ÷ shares: 87.5% · 0.0% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (56 → 54), mostly because the loan quality component weakened by 13 points.

TellerScore
525659Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202454
Q4 202455
Q1 202558
Q2 202556
Q3 202555
Q4 202553
Q1 202652
Q2 202654
Net worth ratio
7.00%14.21%21.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.51%
Q3 202420.86%
Q4 202421.41%
Q1 202520.55%
Q2 202520.13%
Q3 202520.65%
Q4 202521.40%
Q1 202620.38%
Q2 202620.73%
Delinquent loans (60+ days)
2.39%3.52%4.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.39%
Q3 20242.85%
Q4 20242.66%
Q1 20252.47%
Q2 20252.60%
Q3 20252.71%
Q4 20253.26%
Q1 20264.65%
Q2 20263.08%
Return on assets
-0.04%0.06%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.01%
Q4 20240.02%
Q1 20250.03%
Q2 2025-0.03%
Q3 20250.02%
Q4 20250.01%
Q1 2026-0.04%
Q2 20260.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$3.7M20.73%3.08%0.16%87.5%
Q1 202652$3.7M20.38%4.65%-0.04%83.2%
Q4 202553$3.5M21.40%3.26%0.01%90.5%
Q3 202555$3.7M20.65%2.71%0.02%90.6%
Q2 202556$3.8M20.13%2.60%-0.03%87.6%
Q1 202558$3.7M20.55%2.47%0.03%88.8%
Q4 202455$3.5M21.41%2.66%0.02%95.6%
Q3 202454$3.6M20.86%2.85%0.01%88.7%
Q2 202459$3.7M20.51%2.39%0.01%82.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.73%
79th
Problem loans3.08%
12th
Net charge-offs0.34%
36th
Return on assets0.16%
26th
Loans to deposits87.5%
11th
Uninsured deposits0.0%
81st
Loan-loss reserves1.21%
85th
Texas ratio9.9%
14th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Bridgeport Post Office Federal Credit UnionCredit union Bridgeport, CT55 out of 100, Moderate$3.4M29.9%3.21%vs
Trumbull Credit UnionCredit union Trumbull, CT77 out of 100, Strong$3.1M13.7%0.51%vs
The New Haven Police and Municipal Federal Credit UnionCredit union New Haven, CT74 out of 100, Strong$5.4M24.2%0.68%vs
Regional Water Authority Employees Credit UnionCredit union New Haven, CT77 out of 100, Strong$5.7M12.6%0.00%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT80 out of 100, Strong$605K22.2%0.00%vs

Deposit insurance

Is my money safe at Science Park Federal Credit Union?

Yes. Science Park Federal Credit Union is a federally insured credit union (NCUA charter #3790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Science Park Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Science Park Federal Credit Union
Type
Federal credit union
NCUA charter #
3790
RSSD ID
425078
Primary regulator
NCUA
Established
1940
Headquarters
2 Amity Rd, New Haven, CT 06515
Employees
2

Quick answers

Science Park Federal Credit Union: common questions

Is Science Park Federal Credit Union NCUA insured?

Yes. Science Park Federal Credit Union is a federally insured credit union (NCUA charter #3790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Science Park Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Science Park Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Haven

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs