TellerScore

Regional Water Authority Employees Credit Union (NCUA charter #66044) is based in New Haven, Connecticut. Its Q2 2026 call report shows $5.7M in total assets and $4.9M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Regional Water Authority Employees Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 20th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (20/100; 0.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.57%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.01%
Funding & liquidity100/100
Loans ÷ shares: 27.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (73 → 77), mostly because the loan quality component improved by 9 points.

TellerScore
727577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202474
Q1 202572
Q2 202573
Q3 202574
Q4 202573
Q1 202674
Q2 202677
Net worth ratio
7.00%9.79%12.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.40%
Q3 202411.77%
Q4 202411.76%
Q1 202511.79%
Q2 202512.19%
Q3 202512.25%
Q4 202512.47%
Q1 202612.45%
Q2 202612.57%
Delinquent loans (60+ days)
0.00%0.18%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.34%
Q2 20250.27%
Q3 20250.27%
Q4 20250.36%
Q1 20260.27%
Q2 20260.00%
Return on assets
0.00%0.00%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.01%
Q2 20260.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$5.7M12.57%0.00%0.01%27.1%
Q1 202674$5.7M12.45%0.27%0.01%29.5%
Q4 202573$5.7M12.47%0.36%0.00%31.2%
Q3 202574$5.8M12.25%0.27%0.00%29.7%
Q2 202573$5.9M12.19%0.27%0.00%29.1%
Q1 202572$6.1M11.79%0.34%0.00%27.4%
Q4 202474$6.1M11.76%0.00%0.00%29.4%
Q3 202474$6.1M11.77%0.00%0.00%28.4%
Q2 202473$6.3M11.40%0.00%0.00%28.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.57%
36th
Problem loans0.00%
94th
Net charge-offs0.61%
23rd
Return on assets0.01%
19th
Loans to deposits27.1%
91st
Uninsured deposits0.0%
81st
Loan-loss reserves1.93%
89th
Texas ratio0.0%
93rd

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
The New Haven Police and Municipal Federal Credit UnionCredit union New Haven, CT74 out of 100, Strong$5.4M24.2%0.68%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Science Park Federal Credit UnionCredit union New Haven, CT54 out of 100, Below average$3.7M20.7%3.08%vs
Bridgeport Post Office Federal Credit UnionCredit union Bridgeport, CT55 out of 100, Moderate$3.4M29.9%3.21%vs
Trumbull Credit UnionCredit union Trumbull, CT77 out of 100, Strong$3.1M13.7%0.51%vs
Greater Waterbury Healthcare Federal Credit UnionCredit union Waterbury, CT64 out of 100, Moderate$9.3M27.2%5.72%vs

Deposit insurance

Is my money safe at Regional Water Authority Employees Credit Union?

Yes. Regional Water Authority Employees Credit Union is a federally insured credit union (NCUA charter #66044). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.57%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Regional Water Authority Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Regional Water Authority Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66044
RSSD ID
862495
Primary regulator
State + NCUA
Established
1955
Headquarters
90 Sargent Drive, New Haven, CT 06511
Employees
2

Quick answers

Regional Water Authority Employees Credit Union: common questions

Is Regional Water Authority Employees Credit Union NCUA insured?

Yes. Regional Water Authority Employees Credit Union is a federally insured credit union (NCUA charter #66044). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Regional Water Authority Employees Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Regional Water Authority Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Haven

InstitutionScoreAssetsCapitalProblem loansCompare
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs