Side-by-side · Q2 2026 data
Scott Credit Union vs Midwest Members Credit Union
Metric by metric
| Measure | Scott Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 51 | 86 (stronger) |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 65 | 86 (stronger) |
| Funding & liquidity | 83 (stronger) | 77 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 62nd | 87th |
| Total assets | $1.9B | $226.6M |
| Deposits / shares | $1.6B | $195.5M |
| Capital ratio | 10.14% | 13.58% (stronger) |
| Problem loans | 0.54% | 0.44% (stronger) |
| Net charge-offs | 0.97% | 0.34% (stronger) |
| Return on assets | 1.14% | 1.66% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 82.8% |
| Uninsured deposits | 6.8% | 3.6% (stronger) |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Scott Credit Union leads on 1 and Midwest Members Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wood River, IL