Side-by-side · Q2 2026 data
Scott State Bank vs First National Bank in Taylorville
Metric by metric
| Measure | Scott State Bank | First National Bank in Taylorville |
|---|---|---|
| TellerScore | 86 | 92 (stronger) |
| Capital cushion | 87 | 94 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 65 | 71 (stronger) |
| Funding & liquidity | 92 | 98 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 97th |
| Total assets | $203.5M | $200.1M |
| Deposits / shares | $178.0M | $173.9M |
| Capital ratio | 13.67% | 14.41% (stronger) |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.12% | 1.29% (stronger) |
| Loans ÷ deposits | 65.5% | 51.7% (stronger) |
| Uninsured deposits | 17.9% | 16.7% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
First National Bank in Taylorville has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Scott State Bank leads on 0 and First National Bank in Taylorville on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.