Side-by-side · Q2 2026 data
Scott State Bank vs Staley Credit Union
Metric by metric
| Measure | Scott State Bank | Staley Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 87 (stronger) | 68 |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 65 | 71 (stronger) |
| Funding & liquidity | 92 (stronger) | 78 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 90th | 78th |
| Total assets | $203.5M | $228.5M |
| Deposits / shares | $178.0M | $202.0M |
| Capital ratio | 13.67% (stronger) | 11.83% |
| Problem loans | 0.24% | 0.13% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 1.12% | 1.28% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 82.0% |
| Uninsured deposits | 17.9% | 0.0% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Scott State Bank has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Scott State Bank leads on 4 and Staley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.