Side-by-side · Q2 2026 data
Scottsdale Community Bank vs Mayo Employees Federal Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Scottsdale Community Bank | Mayo Employees Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 98 (stronger) |
| Capital cushion | 64 | 99 (stronger) |
| Loan quality | 11 | 98 (stronger) |
| Earnings | 31 | 92 (stronger) |
| Funding & liquidity | 22 | 100 (stronger) |
| Problem-loan coverage | 61 | 100 (stronger) |
| Peer percentile | 2nd | 100th |
| Total assets | $125.2M | $1.5B |
| Deposits / shares | $99.7M | $1.3B |
| Capital ratio | 11.37% | 14.90% (stronger) |
| Problem loans | 2.68% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.28% | 1.80% (stronger) |
| Loans ÷ deposits | 101.5% | 55.3% (stronger) |
| Uninsured deposits | 48.3% | 6.2% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Scottsdale Community Bank leads on 1 and Mayo Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.