Side-by-side · Q2 2026 data
Sea Comm Federal Credit Union vs Trunorthern Federal Credit Union
Metric by metric
| Measure | Sea Comm Federal Credit Union | Trunorthern Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 77 (stronger) | 48 |
| Funding & liquidity | 92 (stronger) | 91 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 94th | 68th |
| Total assets | $777.3M | $111.7M |
| Deposits / shares | $651.4M | $100.8M |
| Capital ratio | 17.96% (stronger) | 11.70% |
| Problem loans | 0.63% | 0.25% (stronger) |
| Net charge-offs | 0.25% | 0.11% (stronger) |
| Return on assets | 1.42% (stronger) | 0.70% |
| Loans ÷ deposits | 68.0% (stronger) | 69.4% |
| Uninsured deposits | 5.5% (stronger) | 5.8% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sea Comm Federal Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Sea Comm Federal Credit Union leads on 5 and Trunorthern Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Malone, NY