Side-by-side · Q2 2026 data
Seagoville Federal Credit Union vs Dallas U.P. Employees Credit Union
Credit union
Seagoville Federal Credit Union
Seagoville, Texas · Under $100 million in assets
Metric by metric
| Measure | Seagoville Federal Credit Union | Dallas U.P. Employees Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 49 |
| Earnings | 55 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 87th | 68th |
| Total assets | $15.8M | $27.2M |
| Deposits / shares | $12.3M | $20.5M |
| Capital ratio | 21.64% | 24.32% (stronger) |
| Problem loans | 0.21% (stronger) | 1.54% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.86% | 1.69% (stronger) |
| Loans ÷ deposits | 56.3% (stronger) | 82.2% |
| Uninsured deposits | 0.6% (stronger) | 2.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seagoville Federal Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Seagoville Federal Credit Union leads on 5 and Dallas U.P. Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.