Side-by-side · Q2 2026 data
Sebasticook Valley Federal Credit Union vs Lincoln Maine Federal Credit Union
Credit union
Sebasticook Valley Federal Credit Union
Pittsfield, Maine · $100 million – $1 billion
Metric by metric
| Measure | Sebasticook Valley Federal Credit Union | Lincoln Maine Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 69 (stronger) | 64 |
| Earnings | 100 (stronger) | 99 |
| Funding & liquidity | 50 | 79 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 86th | 74th |
| Total assets | $186.2M | $162.8M |
| Deposits / shares | $144.0M | $142.6M |
| Capital ratio | 15.41% (stronger) | 12.11% |
| Problem loans | 0.92% (stronger) | 1.07% |
| Net charge-offs | 0.25% | 0.08% (stronger) |
| Return on assets | 2.30% (stronger) | 1.97% |
| Loans ÷ deposits | 112.0% | 81.7% (stronger) |
| Uninsured deposits | 12.8% | 7.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 15.9% |
Sebasticook Valley Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sebasticook Valley Federal Credit Union leads on 4 and Lincoln Maine Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.