Side-by-side · Q2 2026 data
Security Bank Minnesota vs Citizens Community Credit Union
Metric by metric
| Measure | Security Bank Minnesota | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 52 | 88 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 23 | 76 (stronger) |
| Earnings | 69 | 87 (stronger) |
| Funding & liquidity | 75 | 79 (stronger) |
| Problem-loan coverage | 70 | 95 (stronger) |
| Peer percentile | 8th | 92nd |
| Total assets | $145.1M | $253.6M |
| Deposits / shares | $125.0M | $201.9M |
| Capital ratio | 9.78% | 19.14% (stronger) |
| Problem loans | 2.30% | 0.73% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.76% |
| Return on assets | 1.21% | 1.69% (stronger) |
| Loans ÷ deposits | 85.0% | 81.1% (stronger) |
| Uninsured deposits | 10.1% | 5.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Security Bank Minnesota leads on 1 and Citizens Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.