Side-by-side · Q2 2026 data
Security Bank Minnesota vs Farmers and Merchants State Bank of Springfield
Bank
Farmers and Merchants State Bank of Springfield
Springfield, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Security Bank Minnesota | Farmers and Merchants State Bank of Springfield |
|---|---|---|
| TellerScore | 52 (stronger) | 42 |
| Capital cushion | 48 (stronger) | 37 |
| Loan quality | 23 (stronger) | 0 |
| Earnings | 69 | 74 (stronger) |
| Funding & liquidity | 75 | 83 (stronger) |
| Problem-loan coverage | 70 (stronger) | 41 |
| Peer percentile | 8th | 3rd |
| Total assets | $145.1M | $139.8M |
| Deposits / shares | $125.0M | $120.7M |
| Capital ratio | 9.78% (stronger) | 8.70% |
| Problem loans | 2.30% (stronger) | 4.48% |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 1.21% | 1.34% (stronger) |
| Loans ÷ deposits | 85.0% | 72.4% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 19.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank Minnesota has the higher TellerScore (52 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Security Bank Minnesota leads on 5 and Farmers and Merchants State Bank of Springfield on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.