Side-by-side · Q2 2026 data
Security Bank Minnesota vs Valley Premier Bank
Metric by metric
| Measure | Security Bank Minnesota | Valley Premier Bank |
|---|---|---|
| TellerScore | 52 | 81 (stronger) |
| Capital cushion | 48 | 61 (stronger) |
| Loan quality | 23 | 100 (stronger) |
| Earnings | 69 | 78 (stronger) |
| Funding & liquidity | 75 | 82 (stronger) |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 8th | 80th |
| Total assets | $145.1M | $141.0M |
| Deposits / shares | $125.0M | $127.7M |
| Capital ratio | 9.78% | 11.13% (stronger) |
| Problem loans | 2.30% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.21% | 1.44% (stronger) |
| Loans ÷ deposits | 85.0% | 70.1% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 22.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Valley Premier Bank has the higher TellerScore (81 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Security Bank Minnesota leads on 2 and Valley Premier Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.