Side-by-side · Q2 2026 data
Security Credit Union vs Embers Credit Union
Metric by metric
| Measure | Security Credit Union | Embers Credit Union |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 48 | 71 (stronger) |
| Loan quality | 73 | 79 (stronger) |
| Earnings | 31 | 62 (stronger) |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 16th | 68th |
| Total assets | $653.2M | $621.8M |
| Deposits / shares | $582.8M | $544.3M |
| Capital ratio | 9.77% | 12.07% (stronger) |
| Problem loans | 0.80% | 0.64% (stronger) |
| Net charge-offs | 0.92% | 0.09% (stronger) |
| Return on assets | 0.27% | 1.06% (stronger) |
| Loans ÷ deposits | 88.0% | 75.1% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 5.2% |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.0% | — |
Embers Credit Union has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Security Credit Union leads on 1 and Embers Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.