Side-by-side · Q2 2026 data
Security Federal Savings Bank vs Beacon Credit Union
Metric by metric
| Measure | Security Federal Savings Bank | Beacon Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 60 | 85 (stronger) |
| Loan quality | 90 (stronger) | 84 |
| Earnings | 49 (stronger) | 47 |
| Funding & liquidity | 53 | 71 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 37th | 79th |
| Total assets | $464.4M | $1.8B |
| Deposits / shares | $400.4M | $1.4B |
| Capital ratio | 10.96% | 13.52% (stronger) |
| Problem loans | 0.31% (stronger) | 0.47% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 0.73% (stronger) | 0.68% |
| Loans ÷ deposits | 96.5% | 89.1% (stronger) |
| Uninsured deposits | 25.1% | 0.0% (stronger) |
| Offices | 8 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Beacon Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Savings Bank leads on 2 and Beacon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.