TellerScore

Security Federal Savings Bank is a savings bank headquartered in Logansport, Indiana, in business for about 92 years. At the end of Q2 2026 it reported $464.4M in total assets and $400.4M in deposits, with 8 offices.

Security Federal Savings Bank has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 39th. Problem-loan coverage contributes the most (95/100, 2.4%); earnings contributes the least (49/100, 0.73%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 10.96%
Loan quality90/100
Noncurrent loans ÷ total loans: 0.31%
Earnings49/100
Return on assets (annualized): 0.73%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 96.5% · 25.1% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (62 → 68), mostly because the earnings component improved by 19 points.

TellerScore
616568Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202466
Q1 202562
Q2 202562
Q3 202561
Q4 202562
Q1 202665
Q2 202668
Tier 1 leverage ratio
5.00%7.98%10.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.84%
Q3 202410.74%
Q4 202410.58%
Q1 202510.14%
Q2 20259.96%
Q3 20259.85%
Q4 20259.71%
Q1 20269.81%
Q2 202610.96%
Noncurrent loans
0.21%0.30%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.29%
Q3 20240.27%
Q4 20240.21%
Q1 20250.29%
Q2 20250.33%
Q3 20250.38%
Q4 20250.27%
Q1 20260.32%
Q2 20260.31%
Return on assets
0.17%0.49%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.40%
Q4 20240.37%
Q1 20250.17%
Q2 20250.25%
Q3 20250.36%
Q4 20250.44%
Q1 20260.80%
Q2 20260.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$464.4M10.96%0.31%0.73%96.5%
Q1 202665$452.9M9.81%0.32%0.80%96.7%
Q4 202562$458.1M9.71%0.27%0.44%95.4%
Q3 202561$444.5M9.85%0.38%0.36%93.7%
Q2 202562$433.0M9.96%0.33%0.25%91.0%
Q1 202562$426.1M10.14%0.29%0.17%88.2%
Q4 202466$411.3M10.58%0.21%0.37%91.1%
Q3 202466$386.3M10.74%0.27%0.40%94.2%
Q2 202466$385.8M10.84%0.29%0.42%91.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.96%
50th
Total risk-based capital0.00%
24th
Problem loans0.31%
56th
Net charge-offs0.03%
32nd
Return on assets0.73%
20th
Net interest margin3.72%
38th
Efficiency ratio74.6%
21st
Loans to deposits96.5%
14th
Uninsured deposits25.1%
46th
Loan-loss reserves0.93%
19th
Texas ratio2.4%
54th

Similar-size banks in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
The Bippus State BankBank Huntington, IN76 out of 100, Strong$458.9M12.0%0.86%vs
The Hometown Savings BankBank Terre Haute, IN55 out of 100, Moderate$455.7M8.3%0.59%vs
Alliance BankBank Francesville, IN88 out of 100, Very strong$454.8M12.4%0.01%vs
Home Bank SBBank Martinsville, IN71 out of 100, Strong$433.1M12.5%0.86%vs
The First National Bank of MontereyBank Monterey, IN81 out of 100, Strong$430.5M13.1%0.37%vs
The Napoleon State BankBank Napoleon, IN70 out of 100, Strong$499.2M11.1%1.10%vs

Deposit insurance

Is my money safe at Security Federal Savings Bank?

Yes. Security Federal Savings Bank is an FDIC-insured institution (FDIC certificate #28894). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.1% of deposits ($100.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.96%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Security Federal Savings Bank lists 8 offices in 6 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Security Federal Savings Bank reported 523 home-loan applications under HMDA (LEI 254900FWMAL9Q1TY2667): 444 originated ($72,470,000 total), 37 denied, and 29 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Security Federal Savings Bank
Former names
First Federal Savings and Loan Association of Logansport
Type
Savings bank
FDIC certificate #
28894
RSSD ID
32971
Primary regulator
OCC
Holding company
Security Federal Mutual Bcorp
Established
April 1, 1934
Headquarters
314 4th St, Logansport, IN 46947
Employees
80

Quick answers

Security Federal Savings Bank: common questions

Is Security Federal Savings Bank FDIC insured?

Yes. Security Federal Savings Bank is an FDIC-insured institution (FDIC certificate #28894). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Security Federal Savings Bank's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Security Federal Savings Bank ever failed?

There is no failure record for FDIC certificate #28894 in the FDIC failed bank list.

How many branches does Security Federal Savings Bank have?

8 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Logansport

InstitutionScoreAssetsCapitalProblem loansCompare
Lakes Federal Credit UnionCredit union Monticello, IN83 out of 100, Strong$28.0M15.2%0.92%vs
Hometown Federal Credit UnionCredit union Peru, IN79 out of 100, Strong$37.2M33.3%1.68%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs
Solidarity Community Federal Credit UnionCredit union Kokomo, IN76 out of 100, Strong$351.1M12.4%0.47%vs
1st Source BankBank South Bend, IN75 out of 100, Strong$9.3B13.7%0.99%vs
First Bank of BerneBank Berne, IN73 out of 100, Strong$1.1B9.9%0.47%vs