Side-by-side · Q2 2026 data
Security Federal Savings Bank vs Home Bank SB
Metric by metric
| Measure | Security Federal Savings Bank | Home Bank SB |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 60 | 75 (stronger) |
| Loan quality | 90 (stronger) | 71 |
| Earnings | 49 (stronger) | 46 |
| Funding & liquidity | 53 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 37th | 47th |
| Total assets | $464.4M | $433.1M |
| Deposits / shares | $400.4M | $370.9M |
| Capital ratio | 10.96% | 12.46% (stronger) |
| Problem loans | 0.31% (stronger) | 0.86% |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 0.73% (stronger) | 0.65% |
| Loans ÷ deposits | 96.5% | 69.6% (stronger) |
| Uninsured deposits | 25.1% | 24.0% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Home Bank SB has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Savings Bank leads on 2 and Home Bank SB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.