Side-by-side · Q2 2026 data
Security Federal Savings Bank vs Hometown Federal Credit Union
Metric by metric
| Measure | Security Federal Savings Bank | Hometown Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 90 (stronger) | 44 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 53 | 55 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 37th | 62nd |
| Total assets | $464.4M | $37.2M |
| Deposits / shares | $400.4M | $24.7M |
| Capital ratio | 10.96% | 33.28% (stronger) |
| Problem loans | 0.31% (stronger) | 1.68% |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 0.73% | 3.54% (stronger) |
| Loans ÷ deposits | 96.5% (stronger) | 105.1% |
| Uninsured deposits | 25.1% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Hometown Federal Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security Federal Savings Bank leads on 3 and Hometown Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.